It's a fact - accidents happen! There are several good reasons to purchase Accident Only Insurance, but the primary reason is to protect your employee's family against the additional expenses associated with accidental injury. You can never plan for an accident to happen, but you can plan for your protection against the high costs associated with accidental injury.
Did You Know…
An accident occurs every 2 seconds.
39% of emergency room visits are accident-related.
Accidents cost Americans over $480.5 billion dollars in 1998.
Accidents are the #1 cause of death in individuals under the age of 38
With The Accident Only Insurance Policy…
- All benefits paid directly to employee
- All benefits paid in addition to other policies
- Coverage is available for medical emergency room benefits, AD&D, dislocation and fractures and hospital confinement
- Individual and family plans available
- No reduction in benefits if employee changes jobs
- Guaranteed renewable
- Disability riders available for both primary insured and spouse